What is a Cash Advance, Payday Loan, or Paycheck Loan?
A payday loan makes it possible for you to get short-term cash before your next payday. Many people choose to get a payday loan to cover emergencies, unexpected expenses and avoiding fees associated with bounced checks or penalties with late payments. We make it easy for you to sign up right online, in complete privacy, and have the money electronically deposited right into your checking or savings account.

Are there certain conditions about qualifying?
Qualifying for a payday advance is easier than qualifying for traditional credit. With banks or credit unions you need lots of collateral. All we need is your paycheck and your current job information. You need to meet the following minimum requirements:

• Currently have a job (or receive regular income)
• Make at least $1000 per month
• Are 18 years of age or older and a U.S. citizen
• Have direct deposit into checking account or savings account
• Not active in the military

How long does this process take?
Usually within hours of applying you will typically receive approval of your application. Most people have their funds the very next day in their account because of direct deposit through our system.

What if I have bad credit, NSF’s, charge-offs or a bankruptcy?
We don’t look at credit reports so that isn’t a problem in applying for a cash advance.

Don’t you need some kind of collateral?
Your job and your paycheck are your collateral.

What about direct deposit? Do I need it?
The most secure way to get your money quickly is to have direct deposit and therefore it is required to get a payday loan from us.

Is there a fee associated with filling out this form?
It is against the law to charge fees for filling out the forms. Beware of anyone requesting upfront fees.

Is my application and financial information secure?
It is secure and totally private. Of that you can be sure. What is the very latest and secure socket layer encryption (SSL) to make sure that all sensitive information is secure and safe from prying eyes.

What do you recommend as to how often I should apply?
Emergencies pop up any time and we’re here to help you. It is important to remember that a payday cash advance loan is a short-term answer to an immediate cash need. You should not use payday loans repeatedly to try to solve your financial problems. Repeated use or reliance on payday loans can create serious financial difficulties. The National Foundation for Credit Counseling is a great place to go if you need help with your budgeting and debt management problems. Please call them at 1-800-388-2227.

How is the payday cash advance loan amount determined?
Our lenders qualify you for a payday advance amount based on your current income and other questions that you answer truthfully on our sign up form.

How many days or weeks to have to repay the loan?
The reason they’re called payday loans is because they are usually paid back when you receive your next paycheck. This is usually from between seven days and rarely longer than 30 days as the standard time for repayment. Your lender should disclose this information when you agree to their terms.

Where can I apply for a Payday Loan?
Use the handy link located a above  “Apply Here”.